Medicaid Asset Protection Planning In Severn

Last updated on April 7, 2026

There are strict income and asset thresholds for Medicaid eligibility, but careful planning can help you preserve your assets for your loved ones without entirely depleting them. 

At Trevillian Law, our attorneys have more than 30 years of experience with Medicaid asset protection in Severn and throughout the Baltimore metro area in Maryland. Call for a free initial consultation with a seasoned lawyer.

Understanding Maryland Medicaid Eligibility

Eligibility for Medicaid depends on who is applying and the type of Medicaid in question:

Nursing Home Medicaid

A single person’s income cannot exceed the cost of nursing home care, and their asset limit is $2,500. For married couples, if both are applying, the asset limit is originally $3,000 but changes after six months to $2,500 per spouse. For a married couple where only one spouse is applying, the asset limit is $2,500 for the applicant and $162,660 for the nonapplicant.

Home And Community Services

A single applicant has an income limit of $2,982 and an asset limit of $2,500. When married couples both apply, their income limit is $2,982, and their asset limit is $3,000. When only one spouse applies, the income limit is $2,982 for the applicant, with an asset limit of $2,500, and a limit of $162,660 for the nonapplicant.

Regular Medicaid

The income limit is $350 a month, and the asset limit is $2,500 for a single applicant. When married spouses both apply, the income limit is $392 a month, and the asset limit is $3,000. When one spouse applies, the income limit is $392 a month, and the asset limit is $3,000.

Our experienced attorneys can help you determine your exact eligibility requirements.

The Five-Year Look-Back Period In Maryland

There is a five-year window that Medicaid can consider when looking at the transfer of assets. If assets were gifted or sold for under fair market value, this can trigger a penalty period. Regular Medicaid does not have a look-back period of ineligibility.

Talk To An Experienced Medicaid Asset Protection Attorney Today

It is very important to have an asset protection plan in place before you actually need it. To get started with an experienced Baltimore Metro Area attorney from Trevillian Law in Severn, just dial 410-609-9987 or use the online contact form to reach out.