Our Bankruptcy Attorney in Severn, MD Can Answer Your Questions
The Law Offices of William Trevillian Can Represent You in Many Matters
There are many instances in which you may need a lawyer to see you through a legal process. Whether you are facing an uncertain financial future due to debt, you’ve been injured in an accident, or are going through a divorce or custody disagreement, you need a reliable legal team to represent you through the court proceedings. The Law Offices of William Trevillian, P.A. has a legal team to guide you through any of those matters. We have the skills and experience to act as your personal injury, family, or bankruptcy attorney in Severn, MD. Regardless of the legal situation, you’re facing, our team is here to answer all your questions and put your mind at ease. We’ve compiled a list of our most frequently asked questions, so you can be better prepared for your legal process. Please reach out to us if you have additional questions not listed here.
What is Bankruptcy and Will It Wipe Out All My Debts?
Bankruptcy is a legal process that helps to relieve the financial burden of those individuals who are unable to pay their debts. It shields debtors from lawsuits and other adverse actions until a settlement can be reached with your creditors. While bankruptcy will significantly reduce or eliminate most of your debts, you still may be responsible for paying back at least a portion of what you owe. In most cases, unsecured debt like credit cards or hospital bills are forgiven, whereas child support, alimony, and taxes are not dischargeable. It’s important to note that bankruptcy isn’t a free pass from your debt, as you may have to give up some of your assets to pay your creditors. For this reason, it’s important to discuss your options with a bankruptcy attorney in Severn, MD, before making any decisions.
What Are the Differences between Chapter 7 and Chapter 13 Bankruptcy?
The primary difference between Chapter 7 and Chapter 13 bankruptcy is the way in which debts are handled. Chapter 7 is often known as liquidation bankruptcy, as filers often must liquidate their non-exempt assets in exchange for erasure of most of their debts. Chapter 13 is often known as reorganization bankruptcy as it allows businesses or individuals to reorganize their debts and repayment schedule. This type of bankruptcy requires debtors to propose a repayment plan that outlines a new schedule for repaying debt.
Which Bankruptcy Option Will Allow Me to Keep My Property?
Chapter 13 bankruptcy allows most filers to retain much of their property. Instead of liquidating your assets to pay your creditors, you’ll develop a new repayment plan based on your current income. Chapter 13 allows you to reorganize your debt and may reduce the total amount you have to pay. On the other hand, in a Chapter 7 bankruptcy, various types of property could be subject to liquidation or sale as a way to repay creditors. Chapter 7 is often reserved for those who have little or no ability to repay debts in the future, such as those who don’t have income.
Can I Choose which Type of Bankruptcy to File?
Both Chapter 7 and Chapter 13 bankruptcies have certain eligibility requirements. If you meet the requirements for both, you are able to choose which type you file. If you only meet the requirements for one, you have to file for that type. Some of the factors that determine your eligibility include your current income and the amount of debt you have. Those who are eligible for both options, often choose Chapter 7, as it provides the opportunity to discharge nearly all debts. However, Chapter 13 is still a good option for those filers who have adequate income.
Do I Need an Attorney to File Bankruptcy?
While it is possible to file for bankruptcy without a bankruptcy lawyer, it is not recommended. It is incredibly difficult to reach a successful outcome without the experience and knowledge of an attorney. By hiring an attorney, you can feel confident that all forms are completed properly, and all rules are followed.
How is Child Support Determined?
In the state of Maryland, child support is calculated using a predetermined formula set by the Maryland Child Support Guidelines. This formula is used in all cases where the judge is called to make the decision on child support. There are exceptions to the formula in cases where the parties’ combined monthly income is more than $10,000. Your family law attorney can help you navigate the process if you fall into this category.
How Much Does It Cost to Hire a Lawyer for Child Custody?
The cost of hiring a child custody attorney will vary greatly depending on the experience level and individual rates of the lawyer you choose. While there will be a fee for hiring a lawyer, the cost is worth it when you consider that you are fighting for your child’s best interest. The right lawyer will help ensure you reach a fair outcome that is best for the children.
What is Joint Custody?
Joint custody is used to describe a situation in which parents share custody of the child. If parents share both physical and legal custody, the children take turns living with each parent (physical custody), and the parents must also work together to make life decisions for a child, such as education, medical treatment, religion, etc. (legal custody). Joint custody arrangements are worked out in court, allowing the parents to come up with a custody schedule they are both happy with.
What is Sole Custody?
Sole custody describes a situation in which one parent has primary physical custody over the children, while the other parent often has visitation rights. It is possible for one parent to have sole physical custody of the children while having joint legal custody. This means the non-custodial parent in terms of physical custody is still involved in decisions about the child’s life. Your lawyer will help you understand the custodial options and work to ensure you get a fair outcome.
Can a Parent Refuse to Allow Visitation if Child Support Isn’t Paid?
No, one parent cannot deny the other visitation because they have not paid child support. Child support payments or any lack thereof is completely separate from a parent’s right so see their child.
How Do I Find a Criminal Lawyer in Severn, MD?
When you need a lawyer to represent you in criminal court, you don’t want to choose the first option you find. Rather, you should research each option and reach out to them directly if they allow free consultations. You’ll want to look at lawyers that have experience in cases similar to yours, so they will know the proper way to proceed. You’ll also want to look for a lawyer with a solid reputation. Try finding a criminal lawyer with testimonials or one who will provide references from past clients.
What is the Punishment for a DUI?
In the state of Maryland, the penalty for a DUI can include a maximum of one year and a fine of $1,000 if it is your first offense. For a second offense, the maximum penalty is two years and a $2,000 fine, while a third offense has a maximum penalty of three years and a $3,000 fine.
What is Personal Injury Law?
Personal injury law refers to civil cases that seek compensation or damages in response to wrongful conduct that caused injury. Most personal injury lawsuits are filed on the grounds of negligence, meaning the person who was injured is making the claim that their injury was caused by the negligence of the other party. For example, a person who slips and falls can bring a personal injury lawsuit against the property owner if their fall was caused by the owner’s failure to maintain safe conditions. A personal injury attorney in Severn, MD, can help you get compensation for your injuries.
When Do I Need a Pedestrian Accident Lawyer?
If you suffer accident injuries as a pedestrian caused by a vehicle, you need to hire a pedestrian accident attorney. Many people wrongly assume that if they are struck by a vehicle, they are sure to get compensation for their injuries. However, this is not always the case. The insurance company may attempt to deny your claim or try to place the blame on you. For this reason, you need to hire an attorney to protect your rights.
What Kinds of Injuries Can Occur in a Pedestrian Accident?
When you’re a pedestrian struck by a vehicle, your entire body is vulnerable to injury. You have no protection from the blow and could be facing serious trauma. No matter your injuries, you are entitled to receive compensation for your medical expenses. Some of the most common injuries that occur in pedestrian accidents include:
- Trauma to ligaments and muscles
- Pelvis fractures
- Broken bones
- Vertebrae injuries
- Neck injuries
- Skull damage
Contact Us with Additional Questions
If you need legal representation for bankruptcy, family matter, or personal injury, you should call the Law Offices of William C. Trevillian, P.A. We are here to make the process smoother for you and ensure your rights are protected. If you have additional questions about our services or would like to discuss your case, please reach out to us today.
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